Alternate Funding Model for Small- to Mid-Size Firms

Preferred Industry Classification
for ACEC Member Firms

Rising healthcare costs have made it a challenge for small- to mid-sized engineering firms to offer their employees affordable, quality healthcare. However, with the Select Plan from ACEC Life/Health Trust, you can choose an alternate funding model that combines risk selection and risk management to provide quality healthcare coverage at a reasonable cost. The Select Plan allows you to participate with the Trust in providing cost-effective healthcare to your employees. It features:


From current healthcare reform laws, thus enabling a more competitive cost

Preferred Group Rates

Experience is pooled only with other consulting engineering firms (a preferred industry)

Financial Credits

For effective utilization of medical services

Limited Financial Risk

Exposure limited

to the monthly

“premium” your

firm pays

Benefit Plan Options

Including PPO Plans and HRA and HSA accounts

Dedicated Team Service

Trained to respond quickly and effectively to the unique needs of our member firms

Access to More Than 1.1 Million Providers

The Select Plan provides third-party administration through Meritain Health, with broad access to Aetna's expansive, national network of physicians, hospitals and pharmacies.

Aetna Choice POS II & Meritain Health: A Powerful Combination

Meritain is an Aetna-owned, third-party administrator, lending unmatched strength and stability to the Select Plan’s network offering. Their high-touch service and support, efficient management of out-of-network and high dollar claims, and innovative technology platform ensure a positive customer experience for all Select Plan member firms.

For even more convenience, Meritain offers a free mobile phone app and best-in-class pharmacy services in partnership with CVS Caremark (Scripworld).

Bundle these services with access to a vast national organization of more than 1.1 million healthcare providers through Aetna’s Choice POS II (open access) network, and Select Plan members can count on quality, affordable healthcare, coast-to-coast.


In an effort to provide affordable, quality healthcare solutions to ACEC member firms across America, we have worked hard to create an additional product offering with a strong network of providers now accessible to you in 32 states.


Download the Select Plan group application here. The Select Plan is medically underwritten (all size firms). The actual documentation required varies by Member Firm employee size and is detailed on the Group Application. Should you have any questions, please contact the Sales Office at 469-200-4583 or by email, to discuss the underwriting parameters specific to your firm.


Browse our Select Plan online resource library, including forms, applications, product outlines, FAQs and other important materials you need to take care of business now with ACEC Life/Health Trust.
Select Plan
Select Plan Overview
2019 Benefit Plan Outline
Select Plan Packet (Including FAQ's)
Select Plan Group Application


Your membership in the Select Plan benefits program includes access to our Designed portfolio of value-added services, designed for improved health and vitality, lower risk of illness and disease, greater on-the-job focus, better quality of life and an opportunity to impact your firm's healthcare benefit premiums. Each program is offered at no additional cost.

Brokers Welcome

The Select Plan is offered to ACEC Member Firms and maintains a broker-centric model. As a broker, in order to represent, sell and receive credit for selling the Select Plan, you must provide a copy of your respective state insurance license, a copy of the declaration page of your E&O policy, and a completed W-9 form to the Trust sales office. Email, or fax 469-212-1457.



UnitedHealthcare Fully
Insured Nationwide Plan

  • Product & Price Flexibility
  • Preferred Savings
  • A Broad Network
  • Streamlined Administration
  • Dedicated Service Team

For ACEC member firms seeking a fully insured employee healthcare plan. When you choose the Trust insured by UnitedHealthcare, you’ll find an array of affordable health plan options to meet the unique needs of you and your employees.Learn More

Advantage Plan

Stop-Loss for Traditional Self-Funded Solutions

  • Experience Refund
  • Rate Increases Not To Exceed Established Threshold
  • No “Lasering” After Year One
  • Limited Disruption To Your Employees

The Advantage Plan is a stop loss solution for self-insured engineering firms, and combines the advantages associated with taking control for the funding of your employee’s healthcare benefits with the protection provided by the Trust.Learn More


High-Quality Ancillary and Voluntary Products

  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Accident Insurance
  • Critical Illness Insurance
  • Cancer Insurance

The Trust has developed a strategic relationship with The Guardian Life Insurance Company of America to make available high-quality ancillary products that provide your firm with flexible program options, one-stop shopping and potential savings.Learn More

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Become a member of the ACEC Wellness Champion Portal. Registering for this account will provide you access to Wellness Champion materials and resources including.

  • Recorded Champion Training sessions and supplementary materials
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  • Discussion Board

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