High-Quality Ancillary and Voluntary Products

Offering More Value
to Your Employees.

It’s widely accepted that companies offering employee benefits beyond the norm – such as dental, vision or life insurance – stand apart from the competition, and tend to hire and retain the best people. ACEC Life/Health Trust ancillary products from The Guardian Life Insurance Company of America (Guardian) make high-quality benefits available to your employees, providing your firm with a distinct differentiator in the marketplace. Our added-value benefits include:

Dental Insurance

Providing access to more than 101,000 dentists in more than 229,00 locations nationwide through Guardian's DentalGuard Preferred Network. Download Dental Overview

Vision Insurance

Including free visits to any eye care professional, with significant savings for using network providers at nearly 100,000 locations nationwide. Download Vision Overview

Life Insurance

Covering your employee's loved ones in the event of an employee's death. Download Life Overview

Disability Insurance

Protecting against the financial impact of being unable to work due to injuries or illnesses. Download Disability Overview

Accident Insurance

Payment to employees to be used for any purpose while recovering from a qualified accident. Download Accident Overview

Critical Illness Insurance

Providing a lump sum upon diagnosis of a qualified critical illness, customizable from $5,000 to $50,000 per plan.
Download Critical Illness Overview

Cancer Insurance

Provides payment to employees upon diagnosis of cancer, for any purpose, including non-covered expenses.
Download Cancer Overview

Guardian has a rich history of more than 150 years in the life insurance business

and more than 50 years delivering quality, innovative group benefits. With a strong local and national

presence, Guardian has received exemplary ratings from industry rating services.


For Groups With Less Than 25 Employees The broker of record can obtain a quote through the Guardian rate table. The rate table is a password protected document and you will need to provide your insurance license agent number in order to access the rate table. To login or register, click here. If you are not a licensed insurance agent, please contact the Trust sales office at (469) 200-4583, or email [email protected] for Guardian product rates.

For Groups With 25+ Employees The Guardian underwriting process is required. To obtain a quote, please email [email protected] with the subject line: “ACEC Trust Quote Request.” Click the button on the right to download a copy of the quote request form, then please complete and return via email to [email protected]


Browse our Guardian online resource library, including forms, applications, product briefs, rate sheets and other important materials
you need to take care of business now with ACEC Life/Health Trust.
Guardian Quotation Form/Checklist
Guardian New Business Paperwork
Guardian Overview
Guardian Accident Insurance Overview
Guardian Cancer Insurance Overview
Guardian Dental Insurance Overview
Guardian Disability Insurance Overview
Guardian Illness Insurance Overview
Guardian Vision Insurance Overview
Guardian Life Insurance Overview



UnitedHealthcare Fully
Insured Nationwide Plan

  • Product & Price Flexibility
  • Preferred Savings
  • A Broad Network
  • Streamlined Administration
  • Dedicated Service Team

For ACEC member firms seeking a fully insured employee healthcare plan. When you choose the Trust insured by UnitedHealthcare, you’ll find an array of affordable health plan options to meet the unique needs of you and your employees.Learn More


Alternate Funding Model
for Small-to-Mid-Size Firms

  • Affordable Care Act Exemptions
  • Preferred Group Rates
  • Financial Credits
  • Limited Financial Risk
  • Broad National PPO Network
  • Dedicated Service Team

The Trust Select Plan innovatively delivers an alternate funding model that combines many of the features of being self funded while providing risk protection for the small Member Firm.Learn More


Stop-Loss for Traditional Self-Funded Solutions

  • Experience Refund
  • Rate Increases Not To Exceed Established Threshold
  • No “Lasering” After Year One
  • Limited Disruption To Your Employees

The Advantage Plan is a stop loss solution for self-insured engineering firms, and combines the advantages associated with taking control for the funding of your employee’s healthcare benefits with the protection provided by the Trust.Learn More

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Become a member of the ACEC Wellness Champion Portal. Registering for this account will provide you access to Wellness Champion materials and resources including.

  • Recorded Champion Training sessions and supplementary materials
  • Lunch and Learn presentations
  • Discussion Board

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