If you run an engineering firm that self-funds it’s health benefits program, you’ll gain a big advantage when you belong to the ACEC Life/Health Trust Advantage Plan. That’s because our Advantage Plan rewards you with protection against large claims and higher than expected utilization of healthcare services, in return for self-funding your employee healthcare benefits. Our Advantage Plan features:
Earn back a portion of your
stop-loss premium based
on overall Advantage Plan
performance and your
firm’s stop-loss claims
Pre-Defined Rate Increases
Not to exceed
No "Lasering" After Year One
The Trust guarantees that
during the renewal,
no new high-cost claimants
will be subject to lasering
Limited Employee Disruption
We partner with your
existing provider network
and TPA to provide excess
stop-loss coverage, eliminating
disruption associated with
changing physicians, hospitals
or service providers
OUR PREFERRED PARTNERS INCLUDE:
The partnership between ACEC Life/Health Trust and UMR enables us to offer discounted administrative fees and administrative efficiencies, plus unique reporting capabilities to ACEC member firms not currently with the Trust or with UMR/UnitedHealthCare. This relationship offers tremendous value to a self-funded ACEC member firm.
Providing access to 1.1 million healthcare providers nationwide through Aetna Choice POS II (open access) network. Meritain Health (TPA) provides all back office administration and customer service for this product.
Allied Benefit Systems
If you currently are not obtaining services from a BCBS host plan, you may be eligible to work with Allied Benefit Systems and gain access to the national BCBS PPO network.
“Health insurance is one of the most valuable benefits for our employees. Walter P Moore has been a member of the ACEC Life/Health Insurance Trust for over four decades, and we have always appreciated the competitive pricing and focus on service. Last year we moved to the self-insured Advantage Plan now being offered by the Trust. The results have been impressive – we have saved money and are enjoying the advantages associated with having better control of our plan, all for the benefit of our employees.”
— Raymond F. Messer, P.E., Walter P Moore
OBTAIN A QUOTE
Download the Advantage Plan group application here, and email, or fax to 469-212-1457. For questions regarding obtaining a stop-loss quote for your company, please contact the Trust sales office at 469-200-4583.
Browse our Advantage Plan online resource library, including forms, applications, product overviews and other important materials
you need to take care of business now with ACEC Life/Health Trust.
Advantage Plan Overview
Advantage Plan Brochure
Advantage Plan Group Application
If you are a health benefit consultant, there is no appointment necessary. Please submit a copy of your broker license in the sitused state of the member firm you are representing to the Trust sales office at [email protected].
For ACEC member firms seeking a fully insured employee healthcare plan. When you choose the Trust insured by UnitedHealthcare, you’ll find an array of affordable health plan options to meet the unique needs of you and your employees.Learn More
The Trust has developed a strategic relationship with The Guardian Life Insurance Company of America to provide high-quality ancillary products with flexible program options, one-stop shopping and potential savings. Learn More
Become a member of the ACEC Wellness Champion Portal. Registering for this account
will provide you access to Wellness Champion materials and resources including.
Recorded Champion Training sessions and supplementary materials
Lunch and Learn presentations
Please enter your e-mail address. You will receive a new password via e-mail.